客户告知书——受益所有人信息备案
客户告知书——受益所有人信息备案
Client Notice on Beneficial Owner Information Filing
尊敬的客户：
Dear Client:
为有效提高市场透明度，切实维护市场秩序、金融秩序，预防和遏制洗钱、恐怖主义融资活动，国务院制定了《中华人民共和国市场主体登记管理条例》（下称《管理条例》）。根据《管理条例》第九条以及中国人民银行和国家市场监督管理总局制定的《受益所有人信息管理办法》有关规定，在中华人民共和国登记注册的公司、合伙企业、外国公司分支机构应当通过市场主体登记注册系统线上备案受益所有人信息，并做好信息更新工作。具体《管理办法》参见中国人民银行网站：
To enhance market transparency, maintain financial and market order, and prevent illicit activities such as money laundering and terrorism financing, the State Council of the People’s Republic of China has enacted the ‘Regulations on the Registration and Administration of Market Entities’. Pursuant to Article 9 of the Regulation and ‘The Administrative Measure on Beneficial Ownership Information’ jointly issued by the People’s Bank of China (‘PBOC’) and the State Administrative for Market Regulation (‘SAMR’), companies, partnerships, and branches of foreign companies registered in China are required to file BO information through the designated online market entity registration system and ensure timely updates. For details, please refer to the official PBOC website:
https://www.pbc.gov.cn/tiaofasi/144941/144957/5342579/index.html
此外，中国人民银行颁布了自2026年1月20日起施行的《金融机构客户受益所有人识别管理办法》，还要求银行等金融机构在开展客户尽职调查时识别并采取合理措施核实非自然人客户的受益所有人。对于银行识别出的受益所有人信息与受益所有人备案信息存在重大差异，且客户未能及时更新备案信息的，银行还需向中国人民银行提交差异报告。为提高企业等机构客户充分了解受益所有人备案的要求，防止因存在误解导致备案信息不准确，中国人民银行根据最新法规颁布了《受益所有人信息备案指南》（第二版），链接如下：
In addition, the PBOC has issued the ‘Administrative Measures for the Identification and Management of Beneficial Owners of Clients of Financial Institutions’, effective on January 20, 2026. The measures also require banks and other financial institutions, when conducting client due diligence, to identify and take reasonable steps to verify the beneficial owners of non‑natural‑person clients. If the beneficial owner information the bank identified with a client is different materially from the information filed by the client, and the client fails to update the registration in a timely manner, the bank must submit a discrepancy report to the PBOC. To help corporate and other institutional clients fully understand the requirements for beneficial owner registration and to prevent inaccurate registration from misunderstandings, the PBOC has published the ‘Guidance of Beneficial Owner Information Filing (Second Edition)’ (‘the Guidance’) in accordance with the latest regulations. The Guidance can be accessed via the following link:
https://www.pbc.gov.cn/fanxiqianju/135153/135173/2026013016022026746/2026013016013216443.pdf
我行特此提示企业和机构客户参考中国人民银行发布的备案指南，进行准确备案。如存在疑问，请及时与贵司在我行的客户经理进行沟通。
We hereby remind corporate and institution clients to take reference the Guidance published by the PBOC to make filing accurately. Please contact your Relationship Manager on timely basis if there is any question.
特此提示。
Please be hereby notified.
法国巴黎银行（中国）有限公司
BNP Paribas (China) Co., LTD
2026年4月30日 30th April 2026